52 Books In 52 Weeks: Week # 3 Book #3


 You’re Broke Because You Want To Be By Larry Winget

Looks like the pitbull of personal development Larry Winget is back and when I say back I mean back in my reading collection. I read his first book Shut Up, Stop Whining and Get A Life, and it was amazing. The book was a kick in the ass I needed and sure it enough it was a no nonsense,  no fluffy and in your face book.

Larry with his style of mentoring gives it to you straight. Well he does it again with his current book You’re Broke Because You Want To Be. Larry’s  book takes you on a journey to help you get out of your current financial struggle. Just like in true Larry Style right from the introduction he explains what this book isn’t.

  • This is not an investment book.
  • This is not one of those cutesy parable books.
  • This book isn’t one of the new-agey money-is –a spiritual-concept book.

Larry also advises that the book is not an just read book it’s a workbook so pen and highlighter is required since you would be taking notes.

Hey goes on to saying about affirmations:

“Affirmations are fine, but affirmations alone don’t change your life. You can say, “ I am rich, I am rich, I am rich” until your face turns the color of money, but until you stop doing stupid stuff with your money and start doing smart stuff with your money, you will still be broke. Affirmation without implementation is self-delusion.”

In this book Larry breaks down the understanding of being broke vs being poor and just like Shut up, Stop Whining and get a Life you go through a series of exercises that help the reader get involved. The book has total of 16 exercises that I truly encourage the reader to do. On page 66-68 shows you a work sheet that helps you understand your finance and your expenses. I did this exercise and actually created for you an excel sheet with the steps just like the book to use.

Larry Wingets expesnse excercsie report

In addition, he goes as far as helping and making you realize how to create an action plan.

Larry then in chapter 4 helps you understand why you are in debt and continues through the remaining chapters how to stop spending, how to create a new budget, how  and when to use credit cards and explain the importance of saving and creating an emergency fund. When reading the book a lot of the information may sound as common sense information but the reality it helps remind us of where we are failing short  and how to make better economic decisions. The book gives you a lot of examples of day to day people who appear on his show Big Spender and how they are going through money trouble that Larry explains is there fault but is on the show to help them. In addition to explaining your problem he goes on explaining how important it is to invest in your future, by setting aside money to buy books to further educate yourself. Larry’s examples of his hardship and how he invested in books to further his knowledge and  philosophy of money.

You can tell from the review that I am huge fan of Larry Winget I truly believe that in this day in age we continue to need people that do not sugar coat the information and gives it to you straight. Larry does advise that reading this book may hurt your feelings and once again I can see why. You’re Broke Because You Want to Be is very easy read and very well written Larry does show through all his school of hard knocks that he genuinely cares about his audience and cares enough to want to see them succeed.

Even before I sat down to write this review I actually, with my crazy schedule read the book again and did all the exercises again. I highly recommend this book for those of you who are struggling financially and those who already have a solid game plan, well  this book will be a good form of resource.


  1. Great review! …I specially love the expense sheet and plan to use it as a personal and business tool. The review has piqued my interest about this book, and I will absolutely be making time to read it.

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